Make the New Year sparkle with lab-grown diamonds!

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Luther has all the iPhone deals you need with payments you can afford.

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Luther has all the Mattress deals you need with payments you can afford.

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Luther has all the Xbox deals you need with payments you can afford.

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Luther has all the Whirlpool deals you need with payments you can afford.

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Get up to $5,000 or more.

Shop the Brands You Love Pay Over Time

How It Works

Apply for a LutherSales Spending Limit. You're more than your credit score at LutherSales.

Match with a Preferred Lender

LutherSales and other lenders Compete for your business.

Free VIP Delivery & Setup

We'll set up your new furniture and appliances for free

Shop with an Account Manager

They'll lead you through the process and find you the best deals.

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on sale

We are here to help you get the most out of your purchases


Within LutherSales wide selection of electronics, you’ll find the latest TVs from brands like Samsung, LG, Sony, and more. We’ll help you understand different screen types to find the best TV for you.


Choosing the right laptop can certainly present a challenge. There are many specs to consider when deciding on your next laptop. Our representatives break down the various components to help you find the right laptop for you.


Streaming is the easiest, most convenient way to experience your favorite shows whenever and wherever you want. If there’s a program you want to watch, there’s probably a streaming service for it. Speak with your sales rep to get the latest info on streaming devices.


Get It Now & Pay Over Time

Apply today and learn how our buy now pay later program allows you to get products you’ll love, that fit your lifestyle and budget.

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Discover Why Customers Love LutherSales

Sabrina Humphrey

I have ordered bedroom sets, electronics and have had no problem. I was made aware of delivery times that may months long but I had the option to wait or not order. The allotments are fair and reasonable. I have no complaints for over 10yrs now. I will continue to shop here. Thanks for great service and excellent staff.

Chris (Chris AC)

1 review
2 weeks ago NEW
I recently became a customer of Luther Sales and found the experience to be pretty smooth. My sales rep Larry Lindsay was personable and took care of everything. I got my order right away. 5 stars.

David McAtee

2 reviews
5 days ago NEW
Howard provided outstanding customer service towards me, and helping me select the right product that I was qualified for. Was able to receive my product that I ordered within days.

Tonya Madden

5 reviews·24 photos
2 weeks ago NEW
I had the best experience! Eric and his partners were great and made sure my ordering process was smooth and hassle-free!! I will definitely use them in the future!!

Join the ranks of hundreds of thousands of satisfied customers who have experienced the exceptional benefits of LutherSales. Our user-friendly marketplace, lightning-fast service, and budget-friendly payment plans have earned us their trust. With LutherSales, your shopping experience reaches new heights of convenience and affordability, covering everything you need, from furniture to electronics, and beyond. Say goodbye to multiple stores and complicated payment processes – LutherSales simplifies it all with easy payments, right at your fingertips.

Frequently Asked Questions

What is LutherSales?

LutherSales is your buy now, pay later solution.
With LutherSales, you can finally have the products you want from the brands you trust. You can rebuild your credit with manageable payment plans affording you the luxury you deserve. Apply for a line of credit today and once approved you will have access to the latest electronics, home furnishings, top-quality appliances, jewelry, high-end fashion and so much more. Don't see something you like? Your LutherSales personal shopper will do their best to find it for you.
Bad credit, or no credit? No problem. Our specialty is giving you the opportunity to get the personalized service and financing you deserve when making major purchases in your life. It begins with a simple and straight-forward application process that upon approval, leads to a guided purchasing experience you will not find anywhere else.

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Why should I choose LutherSales?

Don't have enough credit available?
Prefer to make payments rather than exhaust funds for a major purchase?
Do you want to build credit or repair your credit score?
We can help. Applying to LutherSales means more than being able to get the latest iPhone, home furnishing or replacing a household appliance in a pinch; it is the opportunity to take personal strides toward a greater financial goal. Payments on purchases with LutherSales report directly to the credit bureau.

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What can I expect?

At LutherSales we understand that you are so much more than your credit score. We have been helping folks just like you since 1967 get the purchasing flexibility you deserve. Register your general and income-based information.

1. Apply for an initial spending limit
2. Get approved
3. Make an appointment to get expert advice from your personal shopper, and make a purchase with convenient, manageable payments over time

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What is the LutherSales process?

First, we start with the basics and get to you know you. We ask for your contact basic information, i.e., your name and phone number to get you registered and started on our site.
Second, you continue through the application for credit which asks you much more detailed information regarding your employment status and income. We do this because our credit is based on you as an individual, not your credit score so we can determine your spending availability that over time is right for you.
When your application is approved, you will receive notification from our customer service team through text message and email, letting you know it's time to book an appointment with your personal shopper so you can start shopping.

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